Lassie vs Petplan pet insurance
Last updated
A flexible, modern policy against the heritage specialist. Both offer lifetime cover and no upper entry-age cap, but their compromises differ.
Quick verdict
Lassie is our best-overall choice for a healthy pet wanting flexibility, app claims and video vet. Petplan is the comfort choice for owners who value a long-established specialist. Compare like-for-like limits and dental terms: Lassie Bronze does not include dental illness.
Side-by-side
| Brand | Lassie | Petplan |
|---|---|---|
| PetCoverPro score | 4.8 / 5 | 4.4 / 5 |
| Cover style | Lifetime | Lifetime |
| Plan tiers | Bronze, Silver, Gold | Essential, Classic, Ultimate |
| Vet-fee limit | Up to £20,000 per year on Gold | Up to £12,000 per year on Ultimate |
| Excess from | From £49 | From £99 |
| Dental cover | Partial | Yes |
| Behavioural cover | Yes | Yes |
| Mobile app | Yes | Yes |
| Direct vet payment | Yes | Yes |
| Multi-pet discount | 10% off, each pet on its own policy | 10% off each additional pet |
| Max new-policy age | No upper age limit at sign-up | No upper age limit at sign-up |
| Underwriter | Newline Insurance Company Limited | Allianz Insurance plc |
| Get a quote | Visit Lassie → | Visit Petplan → |
Limits and prices change. Confirm current figures on each brand’s site before buying. We last refreshed this table at the date stamped on the page.
Winner by criterion
Overall flexibility
Lassie£4,000–£20,000 limits with selectable excess and co-pay.
Heritage and practice familiarity
PetplanA long-established specialist many practices know well.
Digital support
LassieUnlimited 24/7 video vet and claims app.
Older-pet entry
TieBoth have no upper new-policy age cap.
Dental at entry level
PetplanLassie dental illness starts at Silver.
Age-9 contribution
PetplanLassie has a £99 plus 25% minimum unless three continuous years are held.