Lassie vs Petgevity pet insurance
Last updated
Both will accept a new policy at any age. The decisive difference is that Petgevity is built around accepted pre-existing conditions while Lassie is the more rounded healthy-pet policy.
Quick verdict
Choose Lassie for flexible limits, an app and unlimited video vet when your pet is healthy. Choose Petgevity’s Lifetime Plus when a declared condition needs an acceptance route. Lassie’s rolling 24-month lookback means it should not be treated as a clean slate.
Side-by-side
| Brand | Lassie | Petgevity |
|---|---|---|
| PetCoverPro score | 4.8 / 5 | 4.6 / 5 |
| Cover style | Lifetime | Lifetime |
| Plan tiers | Bronze, Silver, Gold | Lifetime, Lifetime Plus |
| Vet-fee limit | Up to £20,000 per year on Gold | Up to £15,000 per year |
| Excess from | From £49 | From £0 (you choose £0 to £500) |
| Dental cover | Partial | Partial |
| Behavioural cover | Yes | Yes |
| Mobile app | Yes | No |
| Direct vet payment | Yes | Yes |
| Multi-pet discount | 10% off, each pet on its own policy | £1 off per pet, per month (up to 8 pets on one policy) |
| Max new-policy age | No upper age limit at sign-up | No upper age limit at sign-up |
| Underwriter | Newline Insurance Company Limited | Great Lakes Insurance UK Limited (Munich Re group) |
| Get a quote | Visit Lassie → | Visit Petgevity → |
Limits and prices change. Confirm current figures on each brand’s site before buying. We last refreshed this table at the date stamped on the page.
Winner by criterion
Overall score
LassieOur 4.8 / 5 best-overall pick.
Pre-existing conditions
PetgevityLifetime Plus can cover declared and accepted conditions.
App and video vet
LassieUnlimited 24/7 video vet, claims app and rewards.
New policy at any age
TieNeither has an upper new-policy age cap.
Older-pet contribution
PetgevityLassie’s age-9 £99 plus 25% minimum applies unless three continuous years are held.