Lassie vs Napo pet insurance
Last updated
Both are app-led policies with 24/7 video vet. Lassie offers flexible cover; Napo makes a simpler bundled proposition.
Quick verdict
Lassie wins our overall comparison for flexible limits and no upper entry-age cap. Napo is a sound pick for an owner who wants dental bundled without navigating tiers. Lassie Bronze excludes dental illness, and its age-9 £99 plus 25% contribution remains an important trade-off.
Side-by-side
| Brand | Lassie | Napo |
|---|---|---|
| PetCoverPro score | 4.8 / 5 | 4.6 / 5 |
| Cover style | Lifetime | Lifetime |
| Plan tiers | Bronze, Silver, Gold | Lifetime |
| Vet-fee limit | Up to £20,000 per year on Gold | Up to £16,000 per year |
| Excess from | From £49 | From £99 |
| Dental cover | Partial | Yes |
| Behavioural cover | Yes | Yes |
| Mobile app | Yes | Yes |
| Direct vet payment | Yes | Yes |
| Multi-pet discount | 10% off, each pet on its own policy | 5% off each additional pet |
| Max new-policy age | No upper age limit at sign-up | 8 years for dogs and cats |
| Underwriter | Newline Insurance Company Limited | Inter Partner Assistance SA / AXA |
| Get a quote | Visit Lassie → | Visit Napo → |
Limits and prices change. Confirm current figures on each brand’s site before buying. We last refreshed this table at the date stamped on the page.
Winner by criterion
Policy choice
LassieThree tiers, £4,000–£20,000 limits and selectable excess and co-pay.
Simple bundled cover
NapoOne Lifetime plan keeps the decision simple.
Older-pet entry
LassieNo upper entry-age cap.
Dental cover
NapoBundled, while Lassie dental illness begins at Silver.
Video vet
TieBoth include 24/7 video-vet access.