Posts tagged #claims
9 posts on PetCoverPro carry the #claims tag. Every guide is written by the editorial team and reviewed by Dr Avron Taitz, BVSc.
Browse all topics on the main blog index, or jump to our 2026 ranked picks.
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Specific cover types
Cruciate ligament cover on UK pet insurance
Cruciate ligament rupture is a top surgical claim on UK pet insurance. How cover works, the bilateral exclusion trap, and what to look for.
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Pet insurance fundamentals
How pet insurance works in the UK
A plain-English guide to how UK pet insurance works: monthly premiums, the excess, vet fee limits, and the difference between lifetime and annual cover.
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Claims and life events
How to claim on UK pet insurance: step-by-step guide
How the UK pet insurance claims process works in 2026: direct vet pay vs reimbursement, what insurers need from your vet, and handling a refusal.
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Specific cover types
Pet insurance dental cover: which UK insurers actually pay
Dental cover is one of the most misunderstood parts of UK pet insurance. Here's what's covered, what isn't, and which insurers genuinely pay for dental disease.
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Pet insurance fundamentals
Pet insurance excess explained: what it is, how to choose
How the excess on your UK pet insurance policy works: per-condition reset, older-pet co-payment, and how to pick one that doesn't bite at claim time.
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Claims and life events
Pet insurance for surgery: what's covered and how to claim
How UK pet insurance handles surgical claims, emergency or planned. Typical surgery costs, the claim process, and direct vet pay explained.
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Specific cover types
Pre-existing conditions and UK pet insurance, explained
How UK pet insurers define pre-existing conditions, the few that cover historic ones, and how to switch insurers without losing what you've claimed for.
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Claims and life events
When pet insurance runs out: limits, lapses, lifetime caps
When your annual vet fee limit is exhausted, when a non-lifetime policy hits its 12-month time limit, and when a maximum benefit pot is gone — what to do next.
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Pet insurance fundamentals
What pet insurance actually covers (and what it doesn't)
An honest, vet-reviewed breakdown of what UK pet insurance pays for, what it always excludes, and the grey areas that catch owners out at claim time.